- (623) 696-7176
- info@daretoretireu.com
- Mon-Fri 9:00 AM-5:00 PM
Your Journey
to Retirement
Starts Today
sELECT THE ON-CAMPUS COURSE YOU ARE INTERESTED IN ATTENDING
DARE TO RETIRE® U
why Join
our Classes
Making your money last throughout retirement has become more challenging. People are living longer and fewer retirees have traditional pensions. In recent years the volatility of the stock and bond markets has been high and interest rates paid by banks have been low. While most retirees are covered by Social Security, this program also faces financial challenges.
eNVISION - EDUCATE - ENABLE - EMPOWER
OUR MISSION
We believe that what you don’t know about retirement can cost you in the long run. That is why education is our primary focus. Our mission is to educate people and equip them with the knowledge and understanding they need to make sound choices about their own financial future.
ENVISION
yOUR rETIREMENT
Let us help you envision all your future possibilities and turn them into a reality.
EDUCATE
AND INFORM
So you can make the best financial choices that benefit YOU and YOUR goals.
ENABLE
MOVE FORWARD
Allow us to enable you to proceed forward and live the retirement of your dreams.
EMPOWER
CONFIDENCE
Through knowledge you can become empowered to take action.
Explore courses Hosted at these
West Valley
locations
Learn All About Our Retirement & Financial Educators
Meet Your Instructors
Michael Oxford
Wealth Advisor
Landon Randall
Wealth Advisor
Austin Fetch
Wealth Advisor
Michael Oxford, Landon Randall, and Austin Fetch have collectively been in the financial services industry for over 50 years. After the stock market crash of 2000 and 2008, they realized that there was a need for people in their community to be better informed with regard to their financial futures. It was then that they decided to teach adult financial classes as a means to help educate people in the community on how to plan for a successful retirement.
Out of this initiative, Western Maricopa Adult Education (WMAED) was born. Since inception, WMAED has held workshops in 4 west valley college campuses, and has helped to educate over 5000 people.
In 2023, the “Dare to Retire®” movement was born after witnessing people who had put their dreams and passions for retirement on hold for far too long. People who had worked and saved for years, but without proper education and planning, didn’t have the courage to take the leap into retirement when they could have. It was then that Western Maricopa Adult Education became Dare to Retire® U.
With a variety of workshops such as: Retirement Income Planning, Social Security Maximization, Taxes in Retirement, and Trusts, Wills & Taxes, their goal is to help families nearing retirement, or in early retirement, make informed decisions, improve their retirement experience, and help them to realize their retirement dreams.
LEARN MORE ABOUT
OUR COURSES
ENVISION – EDUCATE – ENABLE – EMPOWER
MAXIMIZING
SOCIAL SECURITY
MAXIMIZING SOCIAL SECURITY
One of the most important decisions you will make before you retire is when and how to claim Social Security benefits.
TRUSTS, WILLS,
AND TAXES
TRUSTS, WILLS, AND TAXES
Protect you and your loved ones from losing your hard-earned assets to the government, attorneys, the IRS, and in-laws.
MEDICARE
101
MEDICARE 101
Our Medicare 101 workshop helps you to navigate the complex Medicare insurance process.
COMPLETE RETIREMENT PLANNING
MEDICARE 101
A comprehensive retirement course covering income planning, tax strategies, Social Security, wealth management, healthcare, Secure Act 2.0, and estate planning.
ENVISION
Maximizing Social Security
This course will address the following topics:
- When your benefits may begin, & how the age you apply will affect the amount you receive.
- How to maximize Social Security benefits and minimize the taxes you pay on them.
- Five important factors to consider when deciding when to apply for benefits.
- How the wrong Social Security decisions can impact your life savings.
- Can you fix your Social Security selection if you made a mistake?
- How your current employment will affect benefits.
- How spousal, survivor, and divorced-spouse benefits work.
- What to do if you have other income from pensions or IRAs, too.
- When it makes sense to delay benefits - and when it does not.
- How to create a "do-it-yourself" personal pension.
- How cost-of-living adjustments (COLAs) impact benefits.
- Investment strategies that could potentially help generate income in retirement.
Download the 2025 Social Security & Medicare Guide
This easy-to-follow reference breaks down key updates for 2025, including Social Security benefits, Medicare premiums, deductibles, and income thresholds. A must-have for anyone planning for or navigating retirement.
SEATS ARE LIMITED
RESERVE YOURS TODAY
ATTENDANCE REQUIRES PRE-REGISTRATION
CHECK BACK SOON!
We are currently in the process of building out our calendar of courses for 2025! Check back soon for new dates, or feel free to reach out to our team directly at (623) 696-7176.
EDUCATE
Trusts, Wills, & Taxes
This course will address the following topics:
- Advantages & disadvantages of Wills and Living Trusts.
- Should my trust be Revocable or Irrevocable?
- How can I protect my home & life savings in the event of a nursing home admission?
- How can I leave an inheritance to a special needs child?
- Ways to help protect your heirs from lawsuits, creditors, divorce, and remarriage.
- How can I leave an inheritance to my child with divorce and/or creditor protection?
- Why putting property in children's names may be a mistake.
- Essential estate planning documents you should have right now .
- The true importance of a power of attorney and why some documents fall short.
- The disadvantage of a trust being beneficiary on retirement accounts.
- Ways to help reduce or eliminate taxes, avoid probate, and pass things to your heirs quickly & privately.
Download the 2025 Tax Summary
Stay up to date on key tax changes for the year ahead. This quick-reference guide covers 2025 tax brackets, retirement contribution limits, Social Security updates, and more. Perfect for planning, filing, or just staying informed.
SEATS ARE LIMITED
RESERVE YOURS TODAY
ATTENDANCE REQUIRES PRE-REGISTRATION
CHECK BACK SOON!
We are currently in the process of building out our calendar of courses for 2025! Check back soon for new dates, or feel free to reach out to our team directly at (623) 696-7176
ENABLE
Taxes in Retirement
This course will address the following topics:
- Understanding the official new tax reform rules & their impact on your retirement.
- Common misunderstandings regarding taxes in retirement.
- How the rules have changed for an entire generation of retiring Baby Boomers.
- Tax implications of Required Minimum Distributions (RMDs).
- Determining which account(s) to begin withdrawals for retirement income.
- How Social Security income is taxed and ways for you to potentially keep more.
- Tools & strategies available to help develop a tax-efficient retirement strategy.
- Strategies to help minimize taxes in retirement.
SEATS ARE LIMITED
RESERVE YOURS TODAY
ATTENDANCE REQUIRES PRE-REGISTRATION
CHECK BACK SOON!
Check back soon for new dates, or feel free to reach out to our team directly at (623) 696-7176.
EMPOWER
Medicare 101
This course will address the following topics:
- When and how do I enroll in Medicare?
- How do I know what Medicare plans to choose?
- Why do I have to have a drug plan?
- What is the difference between Medicare Supplement and a Medicare Advantage Plan?
- What does Original Medicare really mean?
- What are the penalties if I don't enroll?
Download the 2025 Social Security & Medicare Guide
This easy-to-follow reference breaks down key updates for 2025, including Social Security benefits, Medicare premiums, deductibles, and income thresholds. A must-have for anyone planning for or navigating retirement.
SEATS ARE LIMITED
RESERVE YOURS TODAY
ATTENDANCE REQUIRES PRE-REGISTRATION
CHECK BACK SOON!
We are currently in the process of building out our calendar of courses for 2025! Check back soon for new dates, or feel free to reach out to our team directly at (623) 696-7176.
The COMPLETE Retirement Planning Course
presented by Dare to Retire U®.
This 2-day course will address the following topics:
- INCOME PLANNING – Learn how to develop a tax-efficient income distribution plan that ensures maximum lifetime income.
- TAX PLANNING – Learn about the different taxes in retirement & strategies to reduce or eliminate these taxes.
- SOCIAL SECURITY – Learn how the system works, potential changes coming, and strategies available as to how and when to elect benefits.
- WEALTH MANAGEMENT – Learn more about the markets, different investment philosophies and the effects of volatility on a retirement plan.
- HEALTH CARE & INSURANCE – Learn more about healthcare, Medicare, life insurance, and long-term care planning.
- SECURE ACT 2.0 – Learn how to navigate the Secure Act 2.0 legislation and how it will impact your retirement.
- LEGAL DOCUMENTS – Learn how to properly plan your estate through the use of wills, trusts, and other legal documents.
-
Your $49 Tuition covers your Course Workbook, Retirement Planning Guide, Lab Session,
and a guest at no additional charge.
SEATS ARE LIMITED
RESERVE YOURS TODAY
ATTENDANCE REQUIRES PRE-REGISTRATION
CHECK BACK SOON!
We are currently in the process of building out our calendar of courses for 2025! Check back soon for new dates, or feel free to reach out to our team directly at (623) 696-7176.
FREE RETIREMENT RESOURCES
Income
Learn more about creating income streams in retirement.
Taxes & Estate Planning
Learn ways to reduce or eliminate taxes and pass more to your heirs or beneficiaries.
"An Investment in Knowledge Pays the Best Interest."
~ benjamin Franklin
FREQUENTLY ASKED QUESTIONS
iS THERE A TUITION OR COST?
No. Our courses are offered and provided free of charge.
ARE THE COURSES LIVE OR VIRTUAL?
All of our courses offered are live, interactive courses held at one of our local universities or community colleges and designed for adults in or near retirement.
WILL THE COURSES BE RECORDED FOR VIEWING LATER?
At this time, the courses are not recorded for future use or viewing.
WILL THERE BY ANY HIGH PRESSURE SALES PITCHES?
Dare to Retire® U courses are strictly educational. Specific topics such as 401(k)s, IRA, brokerage accounts, income, taxes, health care, estate planning, etc. will be covered, but sales pitches of specific financial products will not be given.
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Ask Us Anything.
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